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RBL Bank FD Calculator – Calculate Your FD Returns Instantly
Are you planning to invest in an RBL Bank Fixed Deposit (FD)? Use our RBL Bank FD Calculator to quickly calculate your maturity amount, interest earned, and more using the latest FD interest rates in 2025.
RBL Bank FD Calculator
📈 What is the RBL Bank FD Calculator?
The RBL Bank FD Calculator is an online tool that allows you to compute the maturity amount and interest earned on your fixed deposit, based on:
- Deposit Amount: The principal sum you intend to invest.
- Interest Rate: The applicable rate offered by RBL Bank.
- Tenure: The duration of your fixed deposit.
- Interest Payout Frequency: Options include monthly, quarterly, or at maturity.
If you enter the variabes wisely, you can plan your investments more effectively and align them with your financial goals.
🔢 RBL Bank FD Interest Rates (2025)
RBL Bank offers competitive interest rates on fixed deposits, varying based on the tenure and customer category:
For General Citizens
| Tenure | Interest Rate (p.a.) |
|---|---|
| 7 to 14 days | 3.50% |
| 15 to 45 days | 4.00% |
| 46 to 90 days | 4.50% |
| 91 to 180 days | 4.75% |
| 181 to 240 days | 5.50% |
| 241 to 364 days | 6.05% |
| 365 to 452 days | 7.50% |
| 453 to 499 days | 7.80% |
| 500 days | 8.00% |
| 501 to 545 days | 7.80% |
| 546 days to 24 months | 7.80% |
| 24 to 36 months | 7.50% |
| 36 to 60 months 1 day | 7.10% |
| 60 months 2 days to 120 months | 7.00% |
For Senior Citizens
| Tenure | Interest Rate (p.a.) |
|---|---|
| 7 to 14 days | 4.00% |
| 15 to 45 days | 4.50% |
| 46 to 90 days | 5.00% |
| 91 to 180 days | 5.25% |
| 181 to 240 days | 6.00% |
| 241 to 364 days | 6.55% |
| 365 to 452 days | 8.00% |
| 453 to 499 days | 8.30% |
| 500 days | 8.50% |
| 501 to 545 days | 8.30% |
| 546 days to 24 months | 8.30% |
| 24 to 36 months | 8.00% |
| 36 to 60 months 1 day | 7.60% |
| 60 months 2 days to 120 months | 7.50% |
📌 Rates are indicative and subject to change. Always check with the official RBL FD Rates page.
🛠️ Step-by-Step Guide to Use
- Enter your deposit amount (e.g., ₹50,000)
- Select tenure (in days, months, or years)
- Choose the interest rate (auto-filled or custom)
- Select compounding frequency (Monthly, Quarterly, Half-Yearly, Yearly)
- Click “Calculate” to see:
- Interest earned
- Total maturity value
- Effective yield
🧮 How the RBL FD Calculator Works
We use the standard compound interest formula:
A = P × (1 + r/n)nt
Where:
A= Maturity AmountP= Principal (Initial Deposit)r= Annual Interest Rate (in decimal)n= Number of times interest is compounded annuallyt= Time period (in years)
📊 Example Calculation
Let’s say you invest ₹1,00,000 for 500 days at an interest rate of 8.00% p.a.
- Interest Earned: Approx. ₹10,958
- Maturity Amount: Approx. ₹1,10,958
Note: This is an illustrative example. Actual returns may vary based on the exact tenure and prevailing interest rates.
🧠 Benefits of Using Our FD Calculator
- 🚀 Instant maturity value calculation
- 📉 Compare different tenures and compounding frequencies
- 👴 Shows extra interest for senior citizens
- 🔄 Helps plan short-term and long-term savings better
- 🔐 No need to install anything or log in
💡 Tips to Maximize Returns
- Look for special tenures like 500 days or 700 days that offer high rates
- Senior citizens usually get 0.50% – 0.75% extra
- Choose cumulative interest to grow wealth faster
- Avoid breaking the FD early — penalty applies
❓ Frequently Asked Questions (FAQs)
🔹 What is the current FD interest rate in RBL Bank?
Rates range from 3.50% to 8.00% for general public, depending on tenure.
🔹 How does the RBL FD calculator help?
It helps you estimate your maturity amount, interest income, and plan tenure for best returns.
🔹 Do senior citizens get extra interest?
Yes, usually 0.50% – 0.75% higher than standard rates.
🔹 Is RBL Bank FD safe?
RBL Bank is a scheduled commercial bank. Deposits are insured up to ₹5 lakh by DICGC.
📝 Conclusion
Use our RBL Bank FD Calculator to take the guesswork out of fixed deposit investing. Whether you’re planning a short-term investment or building long-term savings, accurate maturity calculation is just a click away.
